Emergency Fund Runway Calculator

How many months can your household survive on savings alone?

Calculations run locally in your browser. Data is only saved to cloud if you sign in and choose to save it.

Your Emergency Runway

5.0 months

Adequate

$15,000 savings ÷ $3,000/mo expenses

Current Savings

Total liquid savings$15,000

Essential Monthly Expenses

$3,000/mo

Housing (rent/mortgage)

Food & Groceries

Utilities

Insurance

Transportation

Debt Minimums

Other Essentials

Target Comparison

3-month target$9,000

100% fundedFully funded

6-month target$18,000

83% fundedShortfall: $3,000

9-month target$27,000

56% fundedShortfall: $12,000

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This is purely for educational/informative purposes only. The user should do their own assessment and due diligence. The site is not responsible for any outcome based on action taken by anyone based on this information.